Twilight view of a commercial plaza town center with warm glowing storefronts and evening atmosphere

Olson Mortgage Group at Eureka Mortgage Planning

Calm expertise for
complex financing.

For 35 years, I have guided buyers, builders, and agents through the moments that matter most. Construction development, remote closings, and the kind of steady counsel that turns a stressful transaction into a confident one.

35+ Years NMLS #111072 OR & WA Licensed
Oswego Lake waterfront with elegant lakeside homes and dock views at golden hour
The principle

"Serving my client and agent partners."

That is not a tagline. It is the principle behind every transaction, every conversation, every late-night closing in 35 years of lending.

The experienced hand behind complex deals.

Most lenders push clients toward the simplest conventional product. After 35 years of originating loans, I handle the scenarios that require real expertise: construction development loans, FHA, VA, HELOC, DSCR, remote closings, and unique property issues that stop other lenders cold.

For builders and developers, I support both horizontal construction and vertical construction with a deep understanding of draw schedules and phased financing. Whether you are a first-time buyer in Tualatin or a family building a custom home in Lake Oswego, you get a loan officer who has seen it before and knows how to navigate it.

Full list of services
Millennium Plaza Park in Lake Oswego with stone pergola overlooking Lakewood Bay
01

Construction Development Loans

Horizontal and vertical construction financing for builders and homeowners. Site development, infrastructure, new builds, and phased draw management.

02

VA & FHA Loans

Military service members and buyers who need flexible qualification paths. Deep expertise in navigating government lending requirements.

03

Remote & Virtual Closings

UWM virtual close for split households, out-of-state buyers, and busy professionals. Seamless signing from anywhere in the world.

04

Realtor Partnership & Coordination

Tight coordination with agents so every transaction feels managed, not chaotic. Your success is my success.

Luxury custom home construction in Lake Oswego with timber framing and lake area views

Real projects, real partnerships, real results.

I work directly with builders like TimbeRidge Development on new construction projects throughout the Lake Oswego area. From site work and infrastructure to custom luxury homes, I provide the construction financing expertise that keeps projects on track and on budget.

Whether you are a builder looking for a financing partner who understands the full lifecycle of development, or a buyer planning a custom build, my experience in both traditional lending and construction means you get a loan officer who sees the whole picture.

TimbeRidge Development 843 Terrace Dr, Lake Oswego
Downtown Lake Oswego village with boutique shops, sidewalk cafes, and tree-lined streets

Serving the greater Portland metro, from Lake Oswego luxury to Oregon City heritage.

When the deal has moving parts.

People reach out when they need more than a rate quote. These are the moments where 35 years of pattern recognition becomes the difference between a smooth close and a stressful one.

01

Building or buying a non-standard home

New construction, unique properties, or features that scare off average lenders. Horizontal and vertical construction loans, draws, earnest-money timing.

02

Major life transitions

Fresh starts, right-sizing after kids leave home, divorce, or relocating. Clients need both financing options and steady advice through big decisions.

03

Home equity & debt restructuring

HELOC, cash-out refinance, or home-equity strategies tied to improvements, consolidation, or investment opportunities.

04

Investment properties & DSCR loans

Occupancy-intent situations, rental properties, and multi-property portfolios. Understanding the rules and the risk is what experience delivers.

05

Remote & split-location closings

One spouse overseas, one at home. UWM virtual close turns what used to be a logistical nightmare into a seamless, professional signing experience.

06

Realtor-driven & time-sensitive deals

When the financing looks complicated, the timeline is tight, or agents need someone who stays tightly coordinated with the rest of the transaction.

Oswego Lake waterfront with elegant lakeside homes and dock views at golden hour
"Travis did not just get our loan done. He made a complicated, high-pressure situation feel manageable."

We were buying while one of us was working overseas and the other was still in Oregon. Most lenders either said it could not be done cleanly or made the process feel like a series of obstacles. Travis was different from the first conversation.

He explained every step clearly, stayed ahead of issues before they became problems, and coordinated tightly with our realtor so we never felt like we were chasing updates.

Ashlie & Darren S.

Verified Client Review

Greater Portland metro expertise.

From luxury lakeside estates to growing family neighborhoods, deep knowledge of the communities where you want to live.

What 35 Years of Traditional Mortgage Lending Taught Me About Financing New Construction

Most people think a construction loan is just a regular mortgage with a longer timeline. After three and a half decades in the business, I have learned it is a completely different animal. Here is what experience teaches you about draws, underwriting, and keeping a build on track.

Read the full article
Millennium Plaza Park in Lake Oswego with stone pergola overlooking Lakewood Bay
Millennium Plaza Park in Lake Oswego with stone pergola, reflecting pond, and lakefront views

Ready to talk through your situation?

Whether you are buying, building, refinancing, or navigating a major life transition, a conversation is the first step. No pressure, no hype, just honest guidance from someone who has been doing this since 1994.